Vendor finance funded fast

Convert more sales by partnering with Bigstone, and provide your customers with the finance to purchase your equipment.

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Simple, fast finance solutions to help your customers buy the equipment they need, when they need it.

One-hour approval for loans up to $100,000
Funds in your account within 24 hours
Equipment solutions between $10,000 and $1,000,000
Australian-based customer service
Make future sales with customers renting the equipment

How vendor finance works


 Online quote and application

Register as a verified vendor and whether on the road or in the shop, log in to get an instant finance quote for your customers. Just provide a few contact details and we'll do the rest.

Fast approval

Your customer then completes the application online. Or, our Australian-based customer service team can guide them through the online process.
Loans up to $100k can be approved in under one-hour.


Payment in 24 hours

We pay you directly. There is no need to chase customers for payment, or worry about extending payment terms. Funds will be in your account the next business day.

Our experience with Bigstone was exceptional. Extremely professional operation with excellent customer service and a super quick turnaround with the finance. Thank you all so much!


“It was a breath of fresh air dealing with Bigstone.The process was smooth, enjoyable and the team are fantastic to work with!”


“I was very impressed with the team at Bigstone. From beginning to end I felt they used technology to the highest level to do their due diligence on our business and then funded us with a knowledge that we are a low risk to their investors. It won't be the last time I use their services.Thank you for helping us at a crucial time for us. You made our job a lot easier.”


Three loan options to choose from

Commercial loan

Purchase the equipment and use its value as collateral. You can adjust your repayment amount by choosing how much residual (leftover amount) you pay or refinance at the end of the term. You own the equipment throughout its useful life.

Equipment rental

Keep up with the latest tech changes and industry developments without shelling out a large lump sum every few years. At the end of the rental term, give the asset back and you can upgrade to the latest version. We own the equipment and you rent it from us during the rental agreement.

Finance lease

We own the equipment during the finance term, and at the end of the term, ownership transfers to you.

Download our product definitions guide for more information

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A business owner applies for asset finance on his tablet

Application requirements for different loan amounts

Loans under $100,000 (one-hour approval)

Application + invoice

At least one company director must own property for one-hour approval.

Loans above $100,000

Application + invoice + other financial information

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Tax and GST implications to consider

Commercial loan

The interest portion of your repayment and depreciation of the asset may be tax deductible. You may be able to claim GST upfront rather than over the term of the loan

Equipment rental

The rental repayments may be claimed as a business expense. You may be able to claim GST on the rental repayments.

Finance lease

The lease rental payments may be claimed as tax deductions.You may be able to claim GST credits for GST contained in the lease rental payments.

We don't provide financial advice. You should discuss your situation with a qualified financial advisor or accountant before making any final decisions.

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Up to 100% of the equipment’s value.

Terms range between 6 and 36 months, depending on the type of asset and type of loan. If your loan has an optional residual payment, you can apply to refinance the residual payment for up to 24 months.

Are there any exclusions?

We provide finance for most assets and equipment, with a few exceptions

  • Private sales
  • Low volume assets, non-movable assets, mining equipment, aircraft and customised equipment
  • Used equipment

We charge a one-off upfront $250 fee and no ongoing fees. There are additional fees in the event of a default.

A residual amount is a one-off payment at the end of the loan term. Sometimes referred to as a balloon payment, this payment is due after all regular monthly repayments have been made and is factored into the total cost of your loan at the beginning of the term.

As a quick example, if you borrow $100,000 with a residual payment of 40%, your monthly repayments over the life of the loan will only total 60% of the principal and interest. You will pay the remaining 40% in either one lump sum or you can refinance it for up to another two years. This helps keep your regular repayments down and lets you factor the residual payment into your cash flow.

At this stage, we only lend to businesses that are more than two years old. Once your customer reaches the two year mark, they can come back and apply for a loan.

At least one company director needs to own property, but we don’t lodge a mortgage over it.

You can get in touch with us by calling 1800 244 786, emailing or using the chat button on the right-hand side of your device.

Ready to help your business grow?

Get started with our easy online application and quick turnaround times.