Partner frequently asked questions

"What's the process," "Who can apply for a Bigstone loan," and "What are the fees," are questions our current partners have asked so we've pulled them all together. You can find the answers to these questions, and others, here.

Bigstone lends to Australian businesses, that have been trading for at least two years, to buy new assets. Bigstone does not lend to individuals, or for consumer purposes.

The cost is based on the product selected, the business, the asset and loan size. The first step in the application process is an estimator tool that will give you a good indication of your client's final pricing.

Get an estimate

A one-off $250 fee due at application. There may also be fees if a borrower defaults on their loan.

Get an estimate

Repayments are made weekly, in advance, via direct debit.

Generally, Bigstone will take security over the asset and for bigger loan amounts, a General Security Agreement over the company.

We also require that company directors provide a personal guarantee that the company will repay the loan. At least one company director must own property, but we don't take a mortgage over it.

Funds are paid directly to the vendor within 24 hours of approval.

A credit check isn't conducted until the full application is complete. You can get an estimate for your client without a credit check.

Get estimate

Asset and equipment finance! We help businesses get accessible, fast finance for new assets to help fuel growth.

Complete our partner agreement and get started referring. If you'd like to have a chat with one of our partner specialists, you can book a time to chat.


Our loan application is 100% online, saving you and your client valuable time. To get started, simply:

  • Tell us how much your client needs to borrow and what they are borrowing for
  • Get on the spot pricing - if you like what you see you can continue with the application
  • Provide any necessary documents
  • Complete ID and credit verification
  • As long as there are no delays in the steps above, your client will receive funds within 24 hours

Apply Online

Start an application for your client online. You can then complete the partner agreement. While you don't have to complete the partner agreement to refer loans, you won't be eligible to receive a commission unless you are a registered partner.

Apply Online

We’ve designed our application process to be as quick and easy as possible.

  • Upfront cost on the spot
  • Apply in less than 20 minutes
  • Approval in less than an hour (<$100k).
  • Funding in 24 hours.

Apply Online

  • $5k - $100k: Online application and equipment invoice
  • Over $100k: Online application, equipment invoice and other financial information 
The majority of our documents are executed online, with a small portion needing to be printed and signed.

Once a loan is approved, the customer will need to execute documents via our online process. The documents will arrive via two separate emails.

Docusign will email a link to execute:

  • Loan contract
  • General Security Agreement
  • Directors guarantee's
  • There may be additional documents required depending on the circumstances.

Bigstone will email a link to execute:

  • Direct debit authority
  • Minutes of company meeting declaration.
Funds are paid directly to the vendor within 24 hours of approval.


Get the equipment you need without the upfront cost with one-hour approval for loans under $100,000

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Earn diversified returns from one of the world's oldest asset classes, small business loans

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