Whether you run a shop with an e-commerce site, or trade solely online, the experiences your customers have with your business will greatly influence their decision to purchase your product or service.

Feel like you're trudging through the same day again and again?

Picture a future where your clients’ financial choices can be like selecting dinner options from a smorgasbord. A credit card with one financial institution, personal banking with another and their business lending with a third. Do they need a cash currency card for an overseas trip? They can choose any provider they want.

The holiday season is always the busiest time for retailers. Shoppers are buying everything from gifts for family and friends to decorations, home wares and supplies for Christmas and New Year's festivities. While this is a fruitful time for Australian retailers, it can also be a costly one.

Some of our partners recently reminded us how confusing small business lending can be. Largely it was based on the breadth of options given many fintechs filling the gap where traditional lenders have shown little appetite. There’s a solution for most things, but you have to know the basics to know where to start.

PEER-TO-PEER lender, Bigstone, welcomes the comments of Kate Carnell, Australian Small Business and Family Enterprise Ombudsman, regarding the role that fintechs can play in assisting access to capital for businesses.