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Bigstone Business Loans

Use the power of marketplace lending to get access to a better business loan.

Great to support cashflow during EOFY tax time!

Simple Business Loan

Borrow up to $250k, for up to 2 years, with no sneaky terms or hidden fees.

See step by step process

Fast Process

Get a rate online or on the phone in minutes, approval in hours, funds in as little as two days.

Am I eligible?

Fair rates

You'll like our business loan interest rates, you'll love our fee structure

Compare repayments

The Bigstone small business loan offering

Loans between $10k and $250k

Use our small business loan to help with working capital, buy more stock, hire new resources or even refinance another loan that you are paying too much for.

No early repayment fee

In fact, no fees until you get your loan. Then a single fee of between 1% and 4% of loan is applied and repaid over course of loan.

Unique rate estimate

By submitting the first two steps, you will have a good idea on total repayments for your loan AND know your business is eligible for a loan. With no impact to credit scores. Start now

Repay your loan over 3 - 24 months

You pick your preferred repayment duration up to 24 months. Repayments are then processed weekly until the total amount is paid back.

No property security required

We assess you on your performance, profitability and potential, not just on your assets. Our risk assessment process is what makes Bigstone shine, so why don't you give it a go.

Share Xero financials to save

Share your Xero financials when you apply and get 1% off your final interest rate.

Simple step by step process

Applying for a small business loan is becoming way too easy


Submit application

From calculator estimate to application complete can take under 15 minutes if you have all your documentation at hand


Get approved

Usually takes 24h from when application is submitted. Our risk team may need to call you for details at this step.


Get funded

Once your loan is listed in the marketplace, just let the investors jump on the opportunity to help you out.

How does the marketplace work?

Are you eligible?

This is one great business loan but can you apply?

  • Be an Australian company / trustee
  • Have more than 1 employee
  • Make at least $250,000 in revenue
Tick those boxes? Then you can start with an estimate now

Apply Online

Takes about 15 mins

Call us

1800 244 786

Request a callback

At a time that suits you

How does marketplace lending work?

Bigstone is a business finance marketplace

We're a marketplace that connects small businesses looking to borrow, with investors who want to fund loans. By cutting out the costs and delays in getting a bank loan, you can get an affordable loan for your business in as little as two days.


Easiest is for you to check out our 3mn video about how small businesses and investors benefit from marketplace lending.


Want a call back?

How about you tell us when you are ready for a call to discuss your options